ZTBL Jobs 2025 November Apply Online

Click HERE to Apply Online

ZTBL Jobs 2025 November – Complete Application Guide

Zarai Taraqiati Bank Limited has officially announced a comprehensive new recruitment drive, offering multiple highly-specialized positions across Risk Management, Credit Administration, Information Security, Financial Reporting, and Compliance functions. These ZTBL Jobs 2025 November opportunities are designed for skilled professionals seeking growth in one of Pakistan’s leading financial institutions operating nationwide.

This article provides a detailed and fully-optimized employment guide, covering positions, job descriptions, required qualifications, experience, age eligibility, how to apply, last date, location, organization details, and selection criteria.

Overview of Zarai Taraqiati Bank Limited Recruitment

Zarai Taraqiati Bank Limited (ZTBL) is a renowned specialized financial institution with a widespread network of over 500 branches across Pakistan. The bank serves the nation’s agriculture backbone through financial assistance, development loans, credit products, and advisory services. ZTBL has announced a fresh set of vacancies for highly-skilled and challenge-driven professionals with proven achievements and expertise.

The recruitment advertisement lists several vacancies across senior, mid-level, and officer-grade categories. All positions require strong analytical abilities, communication skills, and domain expertise relevant to banking and finance.

To support the agriculture sector and modernize its financial systems, the bank has introduced these ZTBL Jobs 2025 November for qualified candidates who aspire to build their careers in a government-owned financial organization.

Complete List of Announced Positions

The advertisement includes the following posts along with the number of vacancies:

• Head Operational Risk Unit – VP/AVP (No. of Positions: 1)

• Unit Head – Implementation CAD – AVP/AVP (No. of Positions: 1)

• Unit Head – Monitoring CAD – AVP/AVP (No. of Positions: 1)

• Manager IFRS-9 & Risk Analytics – AVP/AVP (No. of Positions: 1)

• Officer – Credit Administration – OG-I (No. of Positions: 1)

• Operational Risk Analyst – OG-II (No. of Positions: 1)

• Operation Risk Analyst – OG-II (No. of Positions: 1)

• Environment Risk Officer – OG-II (No. of Positions: 1)

• Officer – Credit Risk Review – OG-I (No. of Positions: 1)

• MSL Risk Analyst – OG-II (No. of Positions: 1)

• Penetration Tester – OG-II (No. of Positions: 1)

• GRC Officer (Information Security Governance, Risk & Compliance) – OG-II (No. of Positions: 1)

Each role falls under specific risk, credit, financial reporting, technology security, and audit departments. Since only one vacancy exists per role, these positions are highly competitive.

Organization Type and Industry Background

ZTBL is a government-owned specialized financial institution functioning as a public sector organization. Its primary sector is:

Industry: Banking & Financial Services
Profession: Agriculture Finance, Credit Services, Risk Management, Compliance, and Information Security.

The organization is known for structured career paths, professional development, and nationwide operational presence. These ZTBL Jobs 2025 November represent employment under a prestigious banking sector institution.

Job Locations Mentioned in the Advertisement

Though ZTBL operates throughout Pakistan, the advertisement specifically lists:

ZTBL Head Office, Islamabad

Since most roles involve policy, oversight, governance, and specialized operations, these positions are based at the Head Office.

Quota & Domicile Information

The advertisement does not mention specific quota or domicile requirements. Therefore:

No provincial quota is specified.
No domicile restriction is listed.
Candidates from all over Pakistan can apply.

Gender Eligibility Information

While specific gender allocations are not provided, the bank clearly states:

ZTBL is an equal opportunity employer.
Female candidates are strongly encouraged to apply.

Thus, all genders are eligible for these ZTBL Jobs 2025 November.

Educational Qualifications Required

Each vacancy has its own educational criteria, but most positions require:

Minimum Bachelor’s degree from HEC recognized institutions (Local or International).
Many roles prefer Master’s degrees in Finance, Accounting, Risk, Economics, Information Security, Computer Science, or related disciplines.
Professional certifications such as ACCA, CA, CIA, CISA are preferred for certain posts, especially in risk, audit, and IFRS-9 analytics.

Below is a summarized overview of the educational expectations:

1. For Risk Management Positions

Bachelors/Masters in Finance, Risk Management, Economics, Statistics, or related subjects.
Certification in Operational Risk or Credit Risk is a plus.

2. For Credit Administration & Review

Bachelor’s in Business, Finance, Banking, or Economics.
Understanding of credit processing, banking policies, and loan administration.

3. For Information Security Roles

Degrees in Computer Science, IT, Cyber Security, or equivalent.
Certifications such as CEH, OSCP, CISA, ISO-27001 Lead Auditor preferred.

4. For IFRS-9 & Analytics

Background in Accounting, Finance, ACCA, CA, or related fields.
Expertise in IFRS standards and financial modeling.

These education prerequisites reflect ZTBL’s need for highly skilled and technically competent professionals.

Experience Requirements

The advertisement outlines experience requirements per job category:

Senior Positions (VP/AVP and AVP/AVP Grades)

8–10 years relevant experience in banking/financial institutions.
Strong exposure to Operational Risk, Credit Administration, Financial Reporting, or IFRS-9 practices.
Hands-on experience in risk analytics, policy drafting, implementation, governance, and regulatory compliance.

Mid-Level Positions (OG-I)

6+ years experience in banking sectors.
Credit administration, credit review, loan management, and documentation background.

Officer-Level Roles (OG-II)

Minimum 3 years experience.
Suitable for candidates with practical exposure to:
- Risk analysis
- Credit risk
- Operational risk
- Environmental and social risk
- Information security testing
- Penetration testing
- Cyber security governance

Experience requirements vary but generally demand strong analytical, technical, and regulatory skill sets. These ZTBL Jobs 2025 November clearly target professionals who have already worked in the related fields.

Age Limits for All Roles

ZTBL has defined maximum age limits according to grade:

VP/AVP: Max 55 years
AVP/AVP: Max 45 years
OG-I: Max 40 years
OG-II: Max 35 years

Only candidates within these age brackets will be considered eligible.

Responsibilities & Professional Role Summaries

Below is a consolidated but detailed overview of responsibilities across various job categories.

Senior Leadership Roles

Head Operational Risk Unit

Oversee operational risk policies and frameworks.
Manage bank-wide operational loss data.
Ensure internal controls are aligned with SBP guidelines.
Conduct risk assessments, scenario analyses, and control testing.
Report risk exposures to senior management.

Unit Head – Implementation CAD

Implement credit administration frameworks.
Improve policy manuals and documentation.
Coordinate with branches on disbursements and collateral.
Ensure compliance with credit procedures.

Unit Head – Monitoring CAD

Monitor functioning of Credit Administration Units.
Review audit findings and credit process compliance.
Provide actionable reporting to senior officials.

Manager IFRS-9 & Risk Analytics

Handle IFRS-9 reporting, modeling, and provisioning.
Support statutory financial statements.
Ensure compliance with IAS/IFRS standards.
Perform financial modeling and data analytics.

Officer & Analyst Categories

Credit Administration Officer

Oversee credit documentation and MIS.
Maintain compliance with credit policies.
Reconcile limits, monitor loans, and support branch operations.

Operational Risk Analyst

Support risk assessments, RCSA, and control evaluations.
Prepare risk monitoring reports.
Assist in developing risk dashboards.

Environment Risk Officer

Implement environmental & social risk frameworks.
Conduct inspections and ensure compliance with SBP’s ESRM guidelines.

Officer – Credit Risk Review

Evaluate borrower creditworthiness.
Conduct credit review documentation.
Assess repayments, collateral, and loan exposure.

Penetration Tester

Conduct cyber security tests.
Perform vulnerability assessments.
Assist in remediation and reporting.

GRC Officer – Information Security

Maintain governance, risk, and compliance systems.
Ensure adherence to security standards.
Assist in audits, awareness trainings, and risk assessments.

These roles demonstrate that ZTBL Jobs 2025 November cover specialized banking, technical, and governance domains.

Eligibility & Selection Criteria

The selection criteria mentioned in the advertisement include:

Strong communication and interpersonal skills.
Analytical ability and problem-solving strengths.
Relevant education and experience as required.
Only shortlisted candidates will be contacted.
No TA/DA will be admissible.
Market competitive remuneration.
Applicants must hold valid degrees verified by HEC.
Applicants must be eligible to work in Pakistan.

Application Procedure

The advertisement outlines a clear application process:

How to Apply for ZTBL Jobs 2025 November

Candidates must apply online.
Visit the official ZTBL Jobs Portal at:
ztbl.com.pk/jobs
Submit the online application form for the relevant post.
Only online submissions will be accepted.
No hard copies or courier applications are required.

This streamlined digital application process ensures transparency and efficiency.

Application Deadline for ZTBL Jobs 2025 November

The last date mentioned in the advertisement:

Final Date to Apply: 07 December 2025

Applications submitted after the deadline will not be considered under any circumstances.

Contact Information Provided in Advertisement

For queries, the bank has listed a contact reference:

Head (Recruitment & Appointment), ZTBL Head Office, Islamabad
Phone: 051-9252724

No postal application submission is required, but the contact can be used for job-related inquiries.

Why These ZTBL Jobs 2025 November are Highly Valuable

These positions provide exceptional opportunities for professionals in risk management, finance, credit, compliance, information security, and banking operations. Reasons include:

Employment in a stable government-owned bank
Professional growth and exposure
Competitive salary packages
Learning opportunities in advanced financial systems
Direct involvement in agricultural finance development
Participation in policy-level assignments

Candidates with strong expertise stand a significant chance of securing leadership or entry-level professional roles in a prestigious financial institution.

Closing Remarks

The ZTBL Jobs 2025 November advertisement offers a wide range of positions in risk, credit, compliance, and IT security domains. Job seekers with relevant qualifications, specialized skills, and banking experience should not miss the opportunity to apply before the deadline.

With competitive compensation, a structured career path, and the prestige of working in a government-owned financial institution, these vacancies provide excellent prospects for long-term professional development.

Interested candidates should ensure timely submission of online applications through the official ZTBL careers portal. With only one vacancy per position, applying early and preparing thoroughly is crucial.